Services
Our Step by step Process
Initial Consultation & Policy Review
The process begins with a free consultation we listen to your situation and review your insurance policy. We will explain your coverage, your rights, and what to expect during the claims process.
Damage Inspection & Assessment
Next, we will conduct a thorough on-site inspection of the property. Document all visible and hidden damage with photos, videos, and advanced tools like moisture meters or thermal cameras (if needed).
Claim Documentation & Estimation
We will prepare a detailed estimate of the damages, including repair/replacement costs, contents inventory, business interruption (if applicable), and any additional living expenses (ALE). This documentation supports the maximum claim value.
Claim Submission to the Insurance Company
We will submit the fully documented claim directly to the insurance company, handling all communications and paperwork on your behalf to avoid delays or miscommunication.
Negotiation with the Insurance Company
We represent you, not the insurance company. We will negotiate aggressively to ensure that your claim is not undervalued or denied. If necessary, we will bring in experts like engineers or contractors to support the claim.
Final Settlement & Payout
Once an agreement is reached, the insurance company issues a settlement. We will review the payout to make sure it aligns with the damages and your policy limits. We'll explain everything to you and ensure you’re fully compensated.
Hail damage can be deceptively destructive, often compromising roofs, siding, windows, and gutters without immediately obvious signs. Over time, these impacts can lead to leaks, structural issues, and costly repairs. Insurance companies may try to minimize payouts by downplaying the extent of the damage. A public adjuster brings the expertise needed to thoroughly inspect, document, and advocate for a fair settlement—ensuring you’re not left covering repairs that should be fully covered under your policy.
Mold damage can silently spread through walls, ceilings, and HVAC systems, often triggered by unnoticed leaks or previous water damage. It poses serious health risks and can compromise the structural integrity of a property. Unfortunately, mold claims are often complex and subject to strict policy limitations or exclusions. A public adjuster helps you navigate these challenges by thoroughly assessing the source and extent of the damage, documenting all affected areas, and negotiating directly with the insurance company to maximize your coverage and ensure proper remediation and repair.
Licensed in PA, NJ, DE, MD
PA Lic # 1012273
NJ Lic # 3001412428
DE Lic # 3001626166
MD Lic # 3002260934