New Jersey: Public Adjuster
Licensed New Jersey Public Adjuster proudly serving all of NJ
NJ License #3001412428
If you’ve experienced property damage in New Jersey, you don’t have to navigate the insurance claim process alone. As a licensed New Jersey public adjuster, we advocate solely for policyholders—not insurance companies—to help you secure a fair and accurate settlement. Whether you’re dealing with fire, flood, storm, or business interruption damage, we’re here to protect your rights and maximize your claim.
Our Process
Initial Consultation & Policy Review
The process begins with a free consultation we listen to your situation and review your insurance policy. We will explain your coverage, your rights, and what to expect during the claims process.
Damage Inspection & Assessment
Next, we will conduct a thorough on-site inspection of the property. Document all visible and hidden damage with photos, videos, and advanced tools like moisture meters or thermal cameras (if needed).
Claim Documentation & Estimation
We will prepare a detailed estimate of the damages, including repair/replacement costs, contents inventory, business interruption (if applicable), and any additional living expenses (ALE). This documentation supports the maximum claim value.
Claim Submission to the Insurance Company
We will submit the fully documented claim directly to the insurance company, handling all communications and paperwork on your behalf to avoid delays or miscommunication.
Negotiation with the Insurance Company
We represent you, not the insurance company. We will negotiate aggressively to ensure that your claim is not undervalued or denied. If necessary, we will bring in experts like engineers or contractors to support the claim.
Final Settlement & Payout
Once an agreement is reached, the insurance company issues a settlement. We will review the payout to make sure it aligns with the damages and your policy limits. We'll explain everything to you and ensure you’re fully compensated.
Fire damage in New Jersey can turn your life upside down—leaving behind not just visible destruction, but also hidden problems like smoke residue, compromised structures, and water damage from firefighting efforts. On top of the physical and emotional toll, navigating the insurance claims process can feel overwhelming. That’s where a licensed New Jersey public adjuster makes all the difference. We ensure every aspect of your fire loss is thoroughly documented, your policy is fully analyzed, and your rights are protected. With experienced local representation, you can avoid being underpaid and focus on rebuilding—while we fight to secure the full compensation you deserve.
In New Jersey, water damage can happen fast—whether it’s caused by a burst pipe during a winter freeze, a roof leak from a coastal storm, an appliance failure, or local flooding. What starts as a small leak can quickly lead to major problems like mold growth, structural deterioration, and damage to your belongings. Unfortunately, insurance companies often undervalue these claims or overlook hidden damage. That’s where a licensed New Jersey public adjuster comes in. We evaluate the full scope of the loss, document every detail, and handle negotiations with your insurer—so you receive the full compensation you’re entitled to and can focus on restoring your home or business.
In New Jersey, smoke damage often continues to impact your property long after the flames are out—seeping into walls, ceilings, furniture, electronics, and HVAC systems. The lingering residue and odor aren’t just unpleasant—they can be hazardous and costly to remediate. Unfortunately, insurance companies frequently underestimate the extent of smoke-related damage, especially when it’s not immediately visible. That’s why working with a licensed New Jersey public adjuster is essential. We thoroughly document every layer of damage, including hidden contamination, and fight to ensure your insurance claim reflects the true cost of restoring your property—and your peace of mind.
Hailstorms in New Jersey can cause serious damage that isn’t always visible right away—denting roofs, cracking siding, damaging windows, and weakening gutters. Left unaddressed, this hidden damage can lead to leaks, structural problems, and expensive repairs down the line. Unfortunately, insurance companies often try to reduce payouts by underestimating the true impact. That’s where a licensed New Jersey public adjuster steps in. We conduct a detailed inspection, document every sign of damage, and negotiate directly with your insurer to secure the full settlement you’re entitled to—so you’re not stuck paying out of pocket for repairs your policy should cover.
New Jersey is no stranger to natural disasters—from coastal hurricanes and nor’easters to flash floods and severe storms. These events can leave behind devastating property damage, including hidden structural issues that aren’t immediately visible. In the aftermath, navigating the insurance claims process can be overwhelming—especially when facing delays, denials, or low settlement offers. A licensed New Jersey public adjuster is your advocate during this difficult time. We carefully document every loss, analyze your policy, and handle all negotiations with your insurance company—ensuring you get the full compensation you need to recover and rebuild with confidence.
What Our Clients Say
Licensed in PA, NJ, DE, MD
PA Lic # 1012273
NJ Lic # 3001412428
DE Lic # 3001626166
MD Lic # 3002260934