Maryland: Public Adjuster
Licensed Maryland Public Adjuster proudly serving all of MD
MD License #3002260934
If you’ve experienced property damage in Maryland, you don’t have to navigate the insurance claim process alone. As licensed Maryland public adjusters, we work solely for policyholders—not insurance companies—to ensure you receive a fair and accurate settlement. Whether the damage was caused by fire, water, storm, or business interruption, we’re here to protect your rights, manage the details, and fight to maximize your claim.
Our Process
Initial Consultation & Policy Review
The process begins with a free consultation we listen to your situation and review your insurance policy. We will explain your coverage, your rights, and what to expect during the claims process.
Damage Inspection & Assessment
Next, we will conduct a thorough on-site inspection of the property. Document all visible and hidden damage with photos, videos, and advanced tools like moisture meters or thermal cameras (if needed).
Claim Documentation & Estimation
We will prepare a detailed estimate of the damages, including repair/replacement costs, contents inventory, business interruption (if applicable), and any additional living expenses (ALE). This documentation supports the maximum claim value.
Claim Submission to the Insurance Company
We will submit the fully documented claim directly to the insurance company, handling all communications and paperwork on your behalf to avoid delays or miscommunication.
Negotiation with the Insurance Company
We represent you, not the insurance company. We will negotiate aggressively to ensure that your claim is not undervalued or denied. If necessary, we will bring in experts like engineers or contractors to support the claim.
Final Settlement & Payout
Once an agreement is reached, the insurance company issues a settlement. We will review the payout to make sure it aligns with the damages and your policy limits. We'll explain everything to you and ensure you’re fully compensated.
Fire damage in Maryland can be devastating—leaving behind not only visible destruction but also hidden issues like smoke residue, weakened structures, and water damage from firefighting efforts. In the midst of the chaos, dealing with your insurance company can add even more stress. That’s where a licensed Maryland public adjuster comes in. We carefully document every aspect of your loss, review your policy in detail, and advocate for your full rights under the law. With expert local support, you won’t have to navigate this process alone—and you won’t have to settle for less than you’re owed. Let us fight for the compensation you need to rebuild with confidence.
In Maryland, water damage can strike quickly—whether it’s from a burst pipe during a winter freeze, a leaky roof from a coastal storm, an appliance malfunction, or local flooding. What begins as a minor issue can rapidly escalate into serious problems like mold growth, structural damage, and ruined personal property. Unfortunately, insurance companies often downplay the extent of the damage or miss hidden issues. That’s where a licensed Maryland public adjuster makes a difference. We assess the full scope of your loss, meticulously document every detail, and take on the negotiations with your insurance company—so you receive the full compensation you deserve and can focus on restoring your home or business.
In Maryland, smoke damage can linger long after a fire is extinguished—permeating walls, ceilings, furniture, electronics, and HVAC systems. The resulting residue and odor aren’t just unpleasant—they can pose serious health risks and be expensive to remove. Unfortunately, insurance companies often underestimate the scope of smoke-related damage, especially when it’s not immediately visible. That’s why partnering with a licensed Maryland public adjuster is so important. We meticulously document every aspect of the damage, including hidden contamination, and advocate for a claim that truly reflects the full cost of restoring your property—and your peace of mind.
Hailstorms in Maryland can cause significant damage that often isn’t immediately visible—denting roofs, cracking siding, damaging windows, and weakening gutters. If left unaddressed, this hidden damage can lead to leaks, structural issues, and costly repairs down the road. Unfortunately, insurance companies often downplay the severity to minimize payouts. That’s where a licensed Maryland public adjuster comes in. We perform a thorough inspection, document every sign of damage, and handle negotiations with your insurer to secure the full settlement you deserve—so you’re not left paying out of pocket for repairs that should be covered by your policy.
Maryland is no stranger to natural disasters—from hurricanes and nor’easters to flash floods and severe storms. These events can cause widespread property damage, including hidden structural issues that may not surface right away. In the aftermath, navigating the insurance claims process can be overwhelming—especially when dealing with delays, denials, or low settlement offers. A licensed Maryland public adjuster is your advocate during this challenging time. We meticulously document every loss, review your policy in detail, and manage all negotiations with your insurance company—so you receive the full compensation you need to recover and rebuild with confidence.
What Our Clients Say
Licensed in PA, NJ, DE, MD
PA Lic # 1012273
NJ Lic # 3001412428
DE Lic # 3001626166
MD Lic # 3002260934