Delaware: Public Adjuster
Licensed Delaware Public Adjuster proudly serving all of DE
DE License #3001626166
If you’ve experienced property damage in Delaware, you don’t have to face the insurance claim process alone. As licensed Delaware public adjusters, we work exclusively for policyholders—not insurance companies—to ensure you receive a fair and accurate settlement. Whether the damage was caused by fire, flood, storm, or business interruption, we’re here to protect your rights, handle the details, and fight to maximize your claim.
Our Process
Initial Consultation & Policy Review
The process begins with a free consultation we listen to your situation and review your insurance policy. We will explain your coverage, your rights, and what to expect during the claims process.
Damage Inspection & Assessment
Next, we will conduct a thorough on-site inspection of the property. Document all visible and hidden damage with photos, videos, and advanced tools like moisture meters or thermal cameras (if needed).
Claim Documentation & Estimation
We will prepare a detailed estimate of the damages, including repair/replacement costs, contents inventory, business interruption (if applicable), and any additional living expenses (ALE). This documentation supports the maximum claim value.
Claim Submission to the Insurance Company
We will submit the fully documented claim directly to the insurance company, handling all communications and paperwork on your behalf to avoid delays or miscommunication.
Negotiation with the Insurance Company
We represent you, not the insurance company. We will negotiate aggressively to ensure that your claim is not undervalued or denied. If necessary, we will bring in experts like engineers or contractors to support the claim.
Final Settlement & Payout
Once an agreement is reached, the insurance company issues a settlement. We will review the payout to make sure it aligns with the damages and your policy limits. We'll explain everything to you and ensure you’re fully compensated.
Fire damage in Delaware can be devastating—leaving behind not only visible destruction, but also hidden issues like smoke residue, structural weakening, and water damage from firefighting efforts. Beyond the emotional stress, dealing with your insurance company can quickly become overwhelming. That’s where a licensed Delaware public adjuster comes in. We carefully document every detail of your loss, thoroughly review your policy, and advocate on your behalf to ensure your rights are protected. With expert local representation, you won’t have to face the claims process alone—and you won’t be left settling for less than you deserve.
In Delaware, water damage can strike quickly—whether from a burst pipe during a winter freeze, a roof leak after a coastal storm, an appliance malfunction, or localized flooding. What begins as a small issue can escalate into serious problems like mold growth, structural damage, and ruined belongings. Unfortunately, insurance companies often underestimate these losses or miss hidden damage. That’s where a licensed Delaware public adjuster makes the difference. We assess the complete extent of the damage, document every detail, and handle all communication and negotiation with your insurer—ensuring you get the full compensation you deserve while you focus on restoring your home or business.
In Delaware, smoke damage can linger long after a fire is extinguished—penetrating walls, ceilings, furniture, electronics, and HVAC systems. The resulting residue and odor aren’t just unpleasant; they can be hazardous to your health and expensive to clean properly. Unfortunately, insurance companies often downplay the severity of smoke-related damage, especially when it’s not immediately visible. That’s why it’s crucial to work with a licensed Delaware public adjuster. We meticulously document all damage, including hidden contamination, and advocate for a settlement that truly reflects the full cost of restoring your property—and your peace of mind.
Hailstorms in Delaware can cause significant damage that isn’t always immediately visible—denting roofs, cracking siding, breaking windows, and weakening gutters. If left unaddressed, this hidden damage can lead to leaks, structural issues, and costly repairs over time. Unfortunately, insurance companies often try to minimize payouts by overlooking or underestimating the true extent of the damage. That’s where a licensed Delaware public adjuster comes in. We perform a thorough inspection, carefully document all damage, and negotiate directly with your insurer to secure the full settlement you deserve—so you’re not left covering repair costs that your policy should pay for.
Delaware faces its fair share of natural disasters—from coastal hurricanes and nor’easters to flash floods and powerful storms. These events can cause extensive property damage, including hidden structural issues that may not surface right away. In the aftermath, dealing with insurance claims can feel overwhelming—especially when you’re met with delays, denials, or low settlement offers. A licensed Delaware public adjuster is your trusted advocate during this challenging time. We meticulously document all damages, review the details of your policy, and manage negotiations with your insurer—ensuring you receive the full compensation needed to recover and rebuild with confidence.
What Our Clients Say
Licensed in PA, NJ, DE, MD
PA Lic # 1012273
NJ Lic # 3001412428
DE Lic # 3001626166
MD Lic # 3002260934